Chocolate Oatmeal Breakfast Cookie

Featured in: Light Bakes, Breads & Treats

This wholesome chocolate oatmeal delight blends rolled oats with ripe mashed bananas and cocoa for a soft, cake-like texture. Sweetened naturally with maple syrup or honey and enriched with rich chocolate pieces and optional nuts. Baked to golden softness in under 20 minutes, it's perfect for a quick nutritious morning boost or on-the-go snack. Easily adapted for dairy-free or vegan options and enhanced with optional chia or flaxseed for extra fiber.

Updated on Fri, 26 Dec 2025 11:53:00 GMT
Warm and chewy chocolate oatmeal breakfast cookie, perfect for a quick and delicious morning meal. Pin it
Warm and chewy chocolate oatmeal breakfast cookie, perfect for a quick and delicious morning meal. | flourharbor.com

I discovered these cookies by accident one morning when I had three overripe bananas staring at me from the counter and a craving for chocolate that wouldn't quit. Instead of the usual banana bread, I grabbed a handful of oats and cocoa powder, wondering if breakfast could actually taste like dessert without the guilt. Twenty-eight minutes later, my kitchen smelled like a chocolate cake had somehow merged with a cozy oatmeal morning, and I was biting into something warm and cakey that didn't apologize for being made with fruit and whole grains. These became my answer to rushed mornings when I wanted something substantial but still felt like treating myself.

I brought a batch to a friend's house during a lazy Saturday morning, and watching her take that first bite while we sat on her porch with coffee is when I knew this recipe was keeper-worthy. She kept going back to the plate saying something about how they didn't taste like "health food" in a dismissive way, but rather like someone who actually knew how to cook made them. That compliment meant more than any five-star review could.

Ingredients

  • Rolled oats: A full cup creates that cake-like crumb you want, and they absorb the banana's moisture while keeping everything tender.
  • Unsweetened cocoa powder: This is where the chocolate depth comes from without added sugar, so don't skip it or use hot chocolate mix.
  • Ripe bananas: They need to be soft enough to mash easily, with brown spots showing they've developed their sweetness.
  • Maple syrup or honey: Either one adds subtle sweetness and helps bind the dough, but taste matters here so use something you actually enjoy.
  • Coconut oil or butter: Melted coconut oil keeps these dairy-free friendly, but butter adds a richness if you're not avoiding it.
  • Baking powder: Just enough to give these a gentle lift so they're fluffy rather than dense.
  • Dark chocolate chips: Choose ones you'd happily eat straight from the bag, because they make all the difference in the final bite.
  • Optional add-ins: Chopped nuts add texture, while chia or flaxseed sneaks in extra nutrition without changing the flavor profile.

Instructions

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Set your stage:
Preheat your oven to 350°F and line a baking sheet with parchment paper, so you can move quickly once the dough is ready.
Marry the dry ingredients:
Whisk together oats, cocoa powder, baking powder, cinnamon, and salt in a large bowl, making sure the cocoa powder has no lumps hiding in it.
Blend the wet mixture:
Mash your bananas until they're mostly smooth with just a few small pieces, then stir in the maple syrup, melted oil, and vanilla until everything is unified.
Bring them together:
Pour the wet ingredients into the dry bowl and fold gently until just combined, being careful not to overmix or you'll lose that tender texture you're after. This is when you fold in the chocolate chips and nuts.
Shape and bake:
Scoop heaping tablespoons of dough onto your sheet, flatten each one slightly with the back of your spoon, and slide them into the oven for 16 to 18 minutes until they feel set but still have a tiny bit of give when you press the top.
Cool with patience:
Let them rest on the baking sheet for five minutes while they firm up slightly, then move them to a wire rack so the bottoms don't get soggy.
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There was a Tuesday morning when I realized my daughter had packed one of these in her lunch instead of whatever processed bar I usually grabbed, and her teacher asked for the recipe. Small moments like that remind me why I keep making them.

Why Banana Makes Everything Better

Bananas do something quiet but essential here—they replace some of the fat and sugar you'd normally rely on while adding natural sweetness and incredible moisture. The mashed banana also creates a tender crumb that makes these feel more cake than cookie, which is precisely the point. I've learned that using bananas at their sweetest peak means you might even reduce the maple syrup slightly if you're watching your sugar intake, though I never do.

The Chocolate Cocoa Combination

Using both cocoa powder and chocolate chips might seem redundant until you taste the difference. The cocoa powder bakes into the dough, creating an even chocolate flavor throughout, while the chips stay partially melty and create little pockets of richness. I once tried skipping the chips to save calories and the cookies tasted flat despite following everything else perfectly.

Storage and Flavor Development

These cookies actually taste better the next day after the flavors have settled and the texture becomes even more tender, so make them ahead without guilt. Store them in an airtight container at room temperature for up to four days, or freeze them for up to three months if you're thinking ahead.

  • Warm one gently in the microwave for 15 seconds if you want to capture that just-baked softness.
  • A cold one with coffee is equally satisfying, especially when grabbed on your way out the door.
  • They hold up perfectly in lunchboxes because the texture is sturdy enough to travel.
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Golden-brown chocolate oatmeal breakfast cookie, studded with dark chocolate chips and ready to enjoy. Pin it
Golden-brown chocolate oatmeal breakfast cookie, studded with dark chocolate chips and ready to enjoy. | flourharbor.com

These cookies became my proof that wholesome doesn't have to mean boring, and that the best recipes are the ones that fit naturally into your actual life. Make them when you have overripe bananas, make them for lazy mornings, or make them just because chocolate and oats are a conversation that never gets old.

Recipe FAQs

What makes the texture cake-like instead of crunchy?

The mashed bananas combined with oats and minimal leavening create a soft, moist, cake-like texture rather than a crisp cookie.

Can I substitute the sweetener used?

Yes, maple syrup or honey provide natural sweetness, but agave or brown rice syrup can be used as alternatives.

Are there options for dietary restrictions?

This treat can be made dairy-free by choosing coconut oil and dairy-free chocolate chips, and vegan by omitting honey.

How do the nuts affect flavor and texture?

Chopped nuts add a pleasant crunch and a nutty depth that complements the chocolate and oats.

How should I store these treats for freshness?

Store in an airtight container at room temperature for up to 3 days or refrigerate for extended freshness.

Chocolate Oatmeal Breakfast Cookie

A wholesome, cake-like treat combining oats, bananas, and chocolate for a nutritious start or snack.

Prep Time
10 mins
Cook Time
18 mins
Total Duration
28 mins
Created by Brooke Ward


Skill Level Easy

Cuisine American

Makes 8 Portions

Diet Preferences Vegetarian

Ingredient List

Dry Ingredients

01 1 cup rolled oats
02 2 tablespoons unsweetened cocoa powder
03 1/2 teaspoon baking powder
04 1/4 teaspoon ground cinnamon
05 Pinch of salt

Wet Ingredients

01 2 large ripe bananas, mashed (about 1 cup)
02 2 tablespoons maple syrup or honey
03 1 tablespoon melted coconut oil or unsalted butter
04 1 teaspoon vanilla extract

Add-ins

01 1/4 cup dark chocolate chips or chopped chocolate
02 2 tablespoons chopped nuts (optional)

Directions

Step 01

Preheat oven: Preheat the oven to 350°F and line a baking sheet with parchment paper.

Step 02

Combine dry ingredients: In a large bowl, mix rolled oats, cocoa powder, baking powder, cinnamon, and salt until evenly combined.

Step 03

Prepare wet mixture: In a separate bowl, mash the bananas until smooth, then stir in maple syrup or honey, melted coconut oil or butter, and vanilla extract.

Step 04

Mix wet and dry ingredients: Pour wet ingredients into dry ingredients and stir gently until just combined. Fold in chocolate chips and nuts if using.

Step 05

Shape cookies: Drop heaping tablespoons of dough onto the prepared baking sheet, flattening each slightly with the back of a spoon.

Step 06

Bake: Bake for 16 to 18 minutes until cookies are set and slightly firm to the touch.

Step 07

Cool: Let cookies cool on the baking sheet for 5 minutes, then transfer to a wire rack to cool completely.

Equipment Needed

  • Mixing bowls
  • Fork or potato masher
  • Measuring cups and spoons
  • Baking sheet
  • Parchment paper
  • Spoon or cookie scoop

Allergy Details

Read each ingredient label for allergens and talk to a healthcare provider if unsure.
  • Contains oats (verify gluten-free if needed), tree nuts (optional), and chocolate which may contain milk or soy traces.

Nutrition info (per serving)

Nutrition stats are for reference and don't serve as medical advice.
  • Calories: 115
  • Fat Content: 4 g
  • Carbohydrates: 20 g
  • Protein: 2 g